“The best time to plant a tree was 20 years ago. The second best time is now.”

— Chinese Proverb

“Disregard the majority opinion, it is probably wrong.”

“One reason why optimism is so treacherous is that it feels good. It feels much better than pessimism. It has a hypnotic allure. It is like the Sirens of an ancient Greek legend, whose sweet singing lured sailors to death on the rocks.”

“To know the value of generosity, it is necessary to have suffered from the cold indifference of others.”

— Eugene Cloutier

“The most important aspect of communication is hearing what isn’t said.”

“Most people do not listen with the intent to understand; they listen with the intent to reply.”

— Stephen R. Covey

“Financial journalists publish columns of stock market news, gossip and opinion every day. The business journalists who write these columns hit the phone every afternoon when the markets have closed. Calls go out to brokers, analysts, and others who can be expected to comment knowledgeably on the day’s trading. Each journalist has a list of favorite people who can be buttonholed for this purpose. On what basis does the journalist decide whom to call? What qualifies somebody for a position at the top of one of these lists? Three things: Accessibility, articulateness, and optimism.”

“A man who suffers before it is necessary, suffers more than is necessary”

— Seneca

“It’s fine to celebrate success but it is more important to heed the lessons of failure.”

— Bill Gates

“Just remember, they want to see you do well, but never better than them.”

“I like living. I have sometimes been wildly, despairingly, acutely miserable, racked with sorrow; but through it all I still know quite certainly that just to be alive is a grand thing.”

— Agatha Christie 

“Two things prevent us from happiness; living in the past and observing others”

“Make every detail perfect and limit the number of details to perfect.”

— Jack Dorsey, (Twitter)

“Everybody gets what they want out of the market”

— Ed Seykota

“Risk comes from not knowing what you are doing.”

— Warren Buffett

“Like anything in life, quality is never offered at a discount. In most cases, life offers its best material possessions at premiums.”

— Chris Perunna

“It isn’t enough just to be good. You have to be lucky, too. Don’t deny the role of luck in your life.”

“Often, it’s not about becoming a new person, but becoming the person you were meant to be, and already are, but don’t know how to be.”

— HLB

“Negative people find their walls. So never apologize for your enthusiasm. Never. Ever. Never”

“The state of your life is nothing more than a reflection of the state of your mind.”

— Wayne W. Dyer